Dave Boniface has spent more than 35 years helping people build, protect, and pass on their wealth. He founded Legacy Capital in 2001 to do that work his own way. Independently, with the client's interest first and nothing to sell. In the years since, he's learned that good advice has far less to do with picking the right investment than with truly understanding the person across the table. Many of his clients have been with him for decades; today he works with their children and grandchildren, also.
He has guided those clients through every kind of market — the dot-com collapse, the 2008 financial crisis, the COVID crash, and plenty of quieter scares in between. The people who have worked with him for a while will tell you that when markets get louder, Dave gets calmer and more direct. He's seen this story before, and he knows the biggest risk in a frightening market is usually the impulse to abandon a good plan at the worst possible moment. It's why he holds so firmly to one idea: the plan leads the portfolio, never the other way around. He'd rather be approximately right than precisely wrong, and he won't make an investment decision that doesn't trace back to something a client actually wants for their life.
Along the way, Dave has been named a Five Star Wealth Manager fourteen times — an honor given to the top 7% of wealth managers in the Twin Cities. He has been quoted in Barons and CBS MoneyWatch and Investment News media outlets Dave has also appeared on the Forbes list as a 2025 Best-In-State Wealth Advisor. Ask him about it and he'll change the subject. After 35 years of working with people’s money, he'll tell you the money and the accolades were never the point. Wealth is a tool for the life it makes possible, and time is the one currency none of us can ever earn back. It's a belief that shows up in how he gives advice and in how he lives.
Dave is, first and last, a family man. Lucky for him, these days the work and the family happily overlap. One of the best parts of the job is that he gets to do it beside his wife, Jane and son, Austin. Jane often has to remind Dave and Austin to keep the market talk to a minimum during family gatherings.
Outside the office, you'll usually find Dave with his wife Jane, taking their grandchildren Isla and Ava to the swimming pool, relaxing at the cabin in Webb Lake, WI, or hiking with the family dog, Miller. Dave also enjoys riding bicycle, whether on the trails near the cabin or on his Zwift in the basement at their home in Wyoming, MN. Dave grew up in a small town in western Wisconsin and attended college at University of Minnesota Duluth. He's also a lifelong Vikings fan — which, he'll tell you, has taught him a great deal about managing expectations.