Blog
The Legacy Letter
We are Legacy Capital Wealth Management, an independent firm in North Oaks, Minnesota. We work with business owners, retirees and pre-retirees, and successful families with real financial complexity. We build the plan first, and let it lead every decision about the portfolio.
This is where we write things down.
Some of what you will find is our newsletter. Some of it is reflection from years of sitting across the table from families and helping them make good decisions. Some of it is practical planning, broken into plain terms you can use. And every so often there is a longer piece, when a subject earns the extra room.
What you will not find is hype, jargon, or a prediction dressed up as a promise. We are real people writing about money the way we talk about it in a meeting. Honest, unhurried, and specific to the life in front of us.
Read what is useful. Skip what is not. And if something here raises a question about your own situation, that is exactly the kind of thing we are here to talk through.
Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC. Legacy Capital Wealth Management and LPL Financial are separate entities.
Growing It Out: Clipping Coupons as cuts get crossed Out
With rate cuts getting pushed out, short term rates are higher than they have been in years. Austin Boniface on what higher for longer means for the cash in your accounts, and why cash without a job may be worth a second look.
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No Yard Work Until Labor Day
Dave Boniface on summer at the lake. The old saying about no yard work, the work that somehow turns out to be worth it, and a reminder that time, talent, and treasure are best spent with the people you love.
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A Wedding, a Honeymoon, and a Puppy Named Rhubarb
Austin Boniface had a full spring. A wedding just outside Columbus, sixteen days across the Canary Islands, and a new Border Collie mix named Rhubarb who now runs the household. A few highlights from the season.
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Twenty-Five Years In
Dave Boniface marks Legacy Capital's twenty-fifth year with the story behind it all. A stoplight in Stillwater, a decision that could not be bought, and why the plan has always come first.
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Meet Austin Bock
Meet Austin Bock, the newest advisor at Legacy Capital. In his own words, why he chose the firm, what drew him to planning that puts the relationship first, and a little about life at home with his growing family.
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